body 						{margin: 0px;
							 padding: 0px;
							 background-image: url(picts/bg.jpg);
							 background-repeat: repeat-x;
							 background-position: left top; 
							 -webkit-text-size-adjust: none;}

a:link 						{color: #133984; font-weight: normal; text-decoration: none}

a:visited 					{color: #133984; font-weight: normal; text-decoration: none}

a:active 					{color: #133984; font-weight: normal; text-decoration: none}

a:hover 					{color: #3A60A9; font-weight: normal; text-decoration: underline}
	
a.footerl:link 				{color: #FFFFFF; font-weight: normal; text-decoration: none}

a.footerl:visited 			{color: #FFFFFF; font-weight: normal; text-decoration: none}

a.footerl:active 			{color: #FFFFFF; font-weight: normal; text-decoration: none}

a.footerl:hover 			{color: #C0C0C0; font-weight: normal; text-decoration: underline}	

a.footers:link 				{color: #FFFFFF; font-weight: normal; text-decoration: none}

a.footers:visited 			{color: #FFFFFF; font-weight: normal; text-decoration: none}

a.footers:active 			{color: #FFFFFF; font-weight: normal; text-decoration: none}

a.footers:hover 			{color: #515151; font-weight: normal; text-decoration: underline}

#main 						{padding: 20px;
							 width: 950px;
							 margin-top: 0px;
							 margin-right: auto;
							 margin-bottom: 0px;
							 margin-left: auto;}

#main #div_01 				{margin: 0px;
						     padding: 0px;
							 background-image: url(images/bg_01.jpg);
							 background-repeat: no-repeat;
							 width: 950px;
							 }

#main #div_01 #nav	 		{margin: 0px;
							 padding-top:0px; 
							 padding-left:0px;
							 padding-right:0px;
							 padding-bottom:0px;
						     font-size:12px;
							 font-family:arial;
							 text-align: center;
							 font-weight: bold;
							 color: #AF840E;
							 width: 800px;
							 height:35px;
							 background-color:transparent;}

#main #div_01 h1 			{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 18px;
							 font-weight: bold;
							 color: #E77917;
							 margin: 0px;
							 padding: 0px 10px 10px 0px;
							 text-align: left;
							 line-height:17px;}	
						 
#main #div_01 h2 			{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 15px;
							 font-weight: bold;
							 color: #727272;
							 margin: 0px;
							 padding: 0px 10px 10px 0px;
							 text-align: left;
							 line-height:17px;}		
						 
#main #div_01 h3 			{padding: 0px; 
						 	 font-weight: normal; 
						 	 font-size: 10px; 
							 margin: 8px 0px 0px 0px; 
							 color: #384c55; 
 						 	 font-family: verdana, arial, helvetica, sans-serif; 
							 line-height:10px; }								 
						 
							 
#main #div_01 h4 			{padding: 0px; 
						 	 font-weight: normal; 
						 	 font-size: 10px; 
							 margin: 8px 0px 0px 0px; 
							 color: #384c55; 
 						 	 font-family: verdana, arial, helvetica, sans-serif; 
							 line-height:10px; }							 

#main #div_01contact		{margin: 0px;
						     padding: 0px;
							 background-image: url(images/bg_01.jpg);
							 background-repeat: no-repeat;
							 width: 950px;
							 height: 1150px;}

#main #div_01contact #nav	{margin: 0px;
							 padding-top:0px; 
							 padding-left:0px;
							 padding-right:0px;
							 padding-bottom:0px;
						     font-size:12px;
							 font-family:arial;
							 text-align: center;
							 font-weight: bold;
							 color: #AF840E;
							 width: 800px;
							 height:35px;
							 background-color:transparent;}

#main #div_01contact h1 	{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 18px;
							 font-weight: bold;
							 color: #E77917;
							 margin: 0px;
							 padding: 0px 10px 10px 0px;
							 text-align: left;
							 line-height:17px;}	
						 
#main #div_01contact h2 	{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 15px;
							 font-weight: bold;
							 color: #727272;
							 margin: 0px;
							 padding: 0px 10px 10px 0px;
							 text-align: left;
							 line-height:17px;}		
						 
#main #div_01contact h3 	{padding: 0px; 
						 	 font-weight: normal; 
						 	 font-size: 10px; 
							 margin: 8px 0px 0px 0px; 
							 color: #384c55; 
 						 	 font-family: verdana, arial, helvetica, sans-serif; 
							 line-height:10px; }								 
							 
#main #div_01contact h4		{padding: 0px; 
						 	 font-weight: normal; 
						 	 font-size: 10px; 
							 margin: 8px 0px 0px 0px; 
							 color: #384c55; 
 						 	 font-family: verdana, arial, helvetica, sans-serif; 
							 line-height:10px; }	
							 						 
#main #div_01privacy		{margin: 0px;
						     padding: 0px;
							 background-image: url(images/bg_01.jpg);
							 background-repeat: no-repeat;
							 width: 950px;
							 height: 1280px;}

#main #div_01privacy #nav	{margin: 0px;
							 padding-top:0px; 
							 padding-left:0px;
							 padding-right:0px;
							 padding-bottom:0px;
						     font-size:12px;
							 font-family:arial;
							 text-align: center;
							 font-weight: bold;
							 color: #AF840E;
							 width: 800px;
							 height:35px;
							 background-color:transparent;}

#main #div_01privacy h1 	{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 18px;
							 font-weight: bold;
							 color: #E77917;
							 margin: 0px;
							 padding: 0px 10px 10px 0px;
							 text-align: left;
							 line-height:17px;}	
						 
#main #div_01privacy h2 	{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 15px;
							 font-weight: bold;
							 color: #727272;
							 margin: 0px;
							 padding: 0px 10px 10px 0px;
							 text-align: left;
							 line-height:17px;}		
						 
#main #div_01privacy h3 	{padding: 0px; 
						 	 font-weight: normal; 
						 	 font-size: 10px; 
							 margin: 8px 0px 0px 0px; 
							 color: #384c55; 
 						 	 font-family: verdana, arial, helvetica, sans-serif; 
							 line-height:10px; }								 
						 
							 
#main #div_01privacy h4		{padding: 0px; 
						 	 font-weight: normal; 
						 	 font-size: 10px; 
							 margin: 8px 0px 0px 0px; 
							 color: #384c55; 
 						 	 font-family: verdana, arial, helvetica, sans-serif; 
							 line-height:10px; }							 
							 						 
img 						{border: 0px;}	
							 
.content					{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:215px;
							 text-align: left;
							 line-height:17px;}	
							 
.contentindiv				{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:255px;
							 text-align: left;
							 line-height:17px;}	
							 
.contentindivhealth			{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:190px;
							 text-align: left;
							 line-height:17px;}	
							 
.contentgrouphealth			{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:155px;
							 text-align: left;
							 line-height:17px;}								 	
							 
.contentindivdental			{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:95px;
							 text-align: left;
							 line-height:17px;}	
							 
.contentgroupdental			{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:80px;
							 text-align: left;
							 line-height:17px;}								 
							 
.contentindivlife			{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:95px;
							 text-align: left;
							 line-height:17px;}	
							 
.contentgrouplife			{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:120px;
							 text-align: left;
							 line-height:17px;}							 
							 
.contentindivdis			{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:398px;
							 text-align: left;
							 line-height:17px;}								 							 

.contentgroupdis			{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:240px;
							 text-align: left;
							 line-height:17px;}								 
							 							 							 						 							 
.contentgroup				{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:270px;
							 text-align: left;
							 line-height:17px;}	
							 
.contentpreexist			{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin-top: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:155px;
							 text-align: left;
							 line-height:17px;}	
							 
.contentrates				{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:170px;
							 text-align: left;
							 line-height:17px;}	
							 
.contentcontact				{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:320px;
							 text-align: left;
							 line-height:17px;}	
							 
.contentprivacy				{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:800px;
							 text-align: left;
							 line-height:17px;}							 
 
.contentthanks				{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:20px;
							 text-align: left;
							 line-height:17px;}	
		 
	 
.contentsite				{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 0px 30px 50px 30px;
							 float:left;
							 width:540px;
							 height:400px;
							 text-align: left;
							 line-height:17px;}								 					 
							 							 
							 							 							 
.content2					{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin: 0px;
							 padding: 10px 30px 0px 30px;
							 text-align: left;
							 width:340px;
							 height:340px;
							 line-height:17px;}	
							 
.contentflash1				{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin-top: 0px;
							 padding: 0px 10px 0px 15px;
							 text-align: left;
							 line-height:17px;}								 
							 
							 
.contentflash2				{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin-top: 0px;
							 padding: 10px 10px 0px 15px;
							 text-align: left;
							 line-height:17px;}	
							 
.contentflash3				{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin-top: 0px;
							 padding: 20px 0px 0px 15px;
							 text-align: left;
							 line-height:17px;}								 
							 						 
							 
.contentbox1				{font-family: verdana, arial, helvetica, sans-serif; 
							 font-size: 13px;
							 font-weight: normal;
							 color: #515151;
							 margin-top: 0px;
							 padding: 10px 30px 10px 30px;
							 float:left;
							 width:240px;
							 height:220px;
							 text-align: left;
							 line-height:17px;}								 
							 
						 
#footerbot					{background:url(images/footer.jpg);
							 background-repeat: no-repeat; 
							 background-color:transparent;
							 height:40px;
							 width:950px;
							 margin:0;
							 padding:0;  }	
							 
#footerbotp					{background:url(images/footer.jpg);
							 background-repeat: no-repeat; 
							 background-color:transparent;
							 height:40px;
							 width:950px;
							 padding:0;
							 margin:20px 0 0 0;  }	
							 
.footersp					{text-align: center;
							 padding: 30px 0px 10px 0px;
							 font-family: verdana, arial, helvetica, sans-serif; 
							 color: #515151;
							 font-size: 10px;
							 width:740px;
							 line-height: 12px;
							 font-weight: normal;}								 							 						 							 
							 
.lastpar					{padding: 0px 30px 20px 30px;
							 font-family: verdana, arial, helvetica, sans-serif; 
							 width:740px;
							 color: #515151;
							 font-size: 10px;
							 text-align:left;
							 line-height: 12px;
							 font-weight: normal;}

.footer						{text-align: center;
							 margin: 15px 30px 10px 30px;
							 padding:0px;
							 font-family: verdana, arial, helvetica, sans-serif; 
							 color: #515151;
							 font-size: 10px;
							 width:740px;
							 line-height: 12px;
							 font-weight: normal;}		

.footers					{text-align: center;
							 padding: 10px 0px 10px 0px;
							 font-family: verdana, arial, helvetica, sans-serif; 
							 color: #515151;
							 font-size: 10px;
							 width:740px;
							 line-height: 12px;
							 font-weight: normal;}	
ul							{margin:0px;}
				 		  
li							{line-height:18px; margin-left:20px; margin-bottom:3px;}	

.contactform				{margin-top:0px;
							 background-color:transparent;
							 padding-top:0px;
							 padding-bottom:0px;
							 padding-left:0px;
							 padding-right:0px;
							 width:255px; 
							 height:320px
							 font-family: verdana, arial, helvetica, sans-serif;
							 font-size:11px; 
							 font-weight:normal;
							 color: #340338;
							 line-height:13px;
							 text-align: left;}	
							 
.shadeform 					{border-left: #A89DA8 1px solid;
							 border-right: #A89DA8 1px solid; 
							 border-top: #A89DA8 1px solid; 
							 border-bottom: #A89DA8 1px solid;
 							 font: 15px arial, verdana, sans-serif; 							 
							 width: 185px; 
							 color: #340338; 
							 margin-bottom:3px;
							 background-image: url(picts/shadeform.gif); 
							 background-repeat: repeat;
							 background-color: #FFFFFF; 
							 text-align: left;}
							
.textarea 					{border-left: #A89DA8 1px solid; 
							 border-right: #A89DA8 1px solid; 
							 border-top: #A89DA8 1px solid; 
							 border-bottom: #A89DA8 1px solid;
							 margin-top:2px; 
							 font: 15px arial, verdana, sans-serif; 
							 width: 185px;
							 height: 40px;  
							 color: #340338;
							 background-image: url(picts/shadeform.gif);
							 background-repeat: repeat;
							 background-color: #FFFFFF; 
							 text-align: left;}							 


.dropdown					{background-image: url('picts/shadeform.gif');
						 	 background-repeat: repeat;
							 BORDER-LEFT: #A89DA8 1px solid; 
							 BORDER-RIGHT: #A89DA8 1px solid; 
						 	 BORDER-TOP: #A89DA8 1px solid; 
							 BORDER-BOTTOM: #A89DA8 1px solid;
							 margin-bottom:5px;
					  	 	 text-align: left;
					 		 background-color:#FFFFFF;
					    	 font-style:normal;
 					  		 font-variant:normal; 
					  		 font-weight:normal; 
					  		 font-size:13px; 
					  		 font-family:verdana, arial, sans-serif; 
					  		 color: #340338;
					  		 width: 175px;
					  		 height: 25px;
					  		 overflow: auto}	
									 



a.linkaccord:link 			{font-weight: normal; font-family: verdana, arial, helvetica, sans-serif;  font-size: 10px; color: #C0C0C0; 
							 text-decoration: none; line-height:12px;}						 
a.linkaccord:visited 		{font-weight: normal; font-family: verdana, arial, helvetica, sans-serif;  font-size: 10px; color: #C0C0C0; 
							 text-decoration: none; line-height:12px;}						 
a.linkaccord:active 		{font-weight: normal; font-family: verdana, arial, helvetica, sans-serif;  font-size: 10px; color: #C0C0C0; 
							 text-decoration: none; line-height:12px;}						 
a.linkaccord:hover 	 		{font-weight: normal; font-family: verdana, arial, helvetica, sans-serif;  font-size: 10px; color: #C0C0C0; 
							 text-decoration: none; line-height:12px;}
						 
.accordian .link a 						{color:#C0C0C0; text-decoration:none; }
.accordian 								{list-style: none; margin: 0 0 0 0; padding: 0; }
.accordian li 							{list-style: none; margin: 0; padding: 0 0 0 0; }
.accordian li ul, .accordian li ol 		{margin: 0 0 0 0; padding: 0; }
.accordian li li 						{background: transparent; list-style: disc; padding: 0; }
.stretch 								{color: #C0C0C0; font-family: verdana, arial, helvetica, sans-serif;  font-size: 10px; margin: 0; padding: 0 0 0 0;}
html>body .stretch p 					{padding: 0 0 0 0; }
.stretcher 								{background: transparent; font-size: 10px; font-weight:normal; font-family: verdana, arial, helvetica, sans-serif;  height: 0px; 										 overflow: hidden; visibility: hidden; width: 950px; }
.stretch a.active 						{color: #C0C0C0; font-weight:normal; font-size:10px; text-decoration:none;}
/* Layout */
.clear:after 							{content: "."; display: block; height: 0; clear: both; visibility: hidden; } 
.clear 									{display: inline-block; } 
/* Special - Hides from IE-mac \*/
* html .clear, .list li 				{height: 0%; }
.clear 									{display: block;}
/* end hide */
/* end hide */	
	 
.clr 						{clear: both; 
							 font-size: 0px; 
							 line-height: 0px; 
							 margin: 0px; 
							 padding: 0px; 
							 height: 0px; 
							 visibility: hidden;}